EMPLOYEE BENEFITS
We recognize most benefit brokers focus on shopping rates at renewal time and addressing service issues as they arise. Our solution based approach is different. We at CBIS believe strongly in educating our clients and functioning as an extension of your team so we can help you recognize and correct issues before they arise while keeping you abreast of the ever-evolving benefits landscape. Allow us to help you keep pace with these changes, so you can focus on what you do best in today’s competitive business environment.
We specialize in employee benefits and building custom benefit packages, with the most up to date technology. We offer Health Insurance, Dental Insurance, Vision Insurance, Life Insurance, EAP Plans, FSA plans, and voluntary benefits to groups over 2 employees. We shop the market to find the most robust plans at the best price points. Contact us anytime for quotes or questions!
Voluntary Benefits
Employees are looking for quality insurance from their employers, but employers don’t want to break their budget making their employees happy. Voluntary benefits can help. By offering Voluntary Benefits from Colonial Life, you can keep your employees satisfied with numerous insurance choices, without impacting your bottom line.
More businesses are offering voluntary benefits, because more employees are asking for them. In fact, 80% of employees polled stated their interest in extra protection. Don’t want to fall behind? It’s time to learn about how Voluntary Benefits can help your company.
Over half of US businesses are offering voluntary benefits; are you? Find out which benefits are right for your employees.
Disability insurance replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.
Accident insurance helps offset the unexpected medical expenses, such as emergency room fees, deductibles and co-payments, that can result from a fracture, dislocation or other covered accidental injury.
Life insurance enables you to tailor coverage for your individual needs and helps provide financial security for your family members.
Cancer insurance helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most plans don’t cover. This coverage also provides a benefit for specified cancer-screening tests.
Critical illness insurance supplements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect costs related to a covered critical illness.
Hospital confinement indemnity insurance provides a lump-sum benefit for a covered hospital confinement or a covered
outpatient surgery to help cover co-payments and deductibles that aren't paid for by most major medical plans.
Choose options your way:
- Coverage is available for your spouse and eligible dependents with most products.
- Benefits are paid directly to you, unless you specify otherwise.
- With most plans, you can continue coverage when you retire or change jobs, with no increase in premiums.
- With most plans, you receive benefits regardless of any insurance you may have with other companies.
We are partnered with Colonial Life for Voluntary Benefits.
Our Team
Jeffrey Welty, President
jwelty@cbisusa.com | Phone: 858-761-2681
Matthew Welty, VP Sales - P&C
mwelty@cbisusa.com | Phone: 858-603-2457
Jeff's career began in 1976. Specializing in employee benefits, he developed packages that enhance employee benefits and reduce employer cost. Combining the power and traditions of Colonial Life, IRS approved strategies, and technology allowing payroll integration. Jeff has given our customers more cost effective, efficient ways to do business.
Jeff overseas the direction and day to day operations of CBIS. A member of the BBB and national award winner for sales and service.
Matt started in the business 11 years ago. He specializes in Property and Casulaty insurance sales. He handles auto, homeowners, life, workers comp, liability and much more.
Shannon Cummings, Account Manager
scummings@cbisusa.com | Phone: 858-569-1000
Brett Welty, VB Sales
bwelty@cbisusa.com | Phone: 858-848-4879
Shannon joined CBIS in 2008. Since then, she has become our key Account manager for the company, as well as an integral part of the CBIS team. She handles all new and existing benefits for groups, carrier contacts, and customer service. Our client satisfaction is her number one priority.
Client Benefit Insurance Services is committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability. We aim to adhere as closely as possible to the Web Content Accessibility Guidelines (WCAG 2.0, Level AA), published by the World Wide Web Consortium (W3C). These guidelines explain how to make Web content more accessible for people with disabilities. Conformance with these guidelines will help make the web more user friendly to everyone. Whilst Client Benefit Insurance Services strive to adhere to the guidelines and standards for accessibility, it is not always possible to do so in all areas of the website and we are currently working to achieve this. Be aware that due to the dynamic nature of the website, minor issues may occasionally occur as it is updated regularly. We are continually seeking out solutions that will bring all areas of the site up to the same level of overall web accessibility.
If you have any comments and or suggestions relating to improving the accessibility of our site, please don't hesitate to contact our accessibility coordinator Brett Welty by phone at 858-569-1000 or by email at bwelty@cbisusa.com. Your feedback will help us make improvements.
Brett started in the business in 2001. He specializes in Voluntary Benefits with Colonial Life with an emphasis on technology, enrollment support and benefits education.