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Life

We browse through a wide variety of coverages and find the right one for you.
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Group Employee Benefits

We browse through a wide variety of coverages and find the right one for you.
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Individual & Family

We browse through a wide variety of coverages and find the right one for you.
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Business

We browse through a wide variety of coverages and find the right one for you.
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CBIS is a full service brokerage

At CBIS, we offer a wide range of insurance options, including Medical, Dental, Vision, Life, Supplemental Benefits, Executive Benefits, Commercial, Workers’ Comp, General Liability, Commercial Auto, and Homeowners insurance.

Our main focus is on group Medical and Life insurance and pairing these benefits with enrollment technology, especially for businesses that offer benefits to their employees.

One way we’ve successfully introduced our services is through compliance support. Many small employers unintentionally face penalties due to missing notices or required documents for managing employee benefits. We help identify these compliance gaps and offer solutions—becoming their broker in the process. We work with all major carriers and shop plans to find the best fit for each client.

We also specialize in what we call “Quality of Life” insurance. Like traditional life insurance, it pays out to your beneficiary upon death. But what sets it apart is that if you survive a serious illness, it can provide you with tax-free cash—without costing more than a typical policy. Think of it as upgrading from a flip phone to an iPhone—same idea, just way more useful.

We service all of Southern California, including San Diego, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Mesa, Lemon Grove, Murrieta, National City, Oceanside, Poway, Ramona, San Marcos, Santee, Solana Beach, Temecula and Vista. We are always available to assist you when you need us!

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Blog

June 1, 2025

What Is Life Insurance and What Does It Cover?

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