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Insurance questions, answered by the CBIS team.

Benefits

Ease Benefits Is Going Away: What San Diego Employers Should Know About Employee Navigator

Ease benefits is being sunset and Employee Navigator is taking over. Dates, next steps and employee benefits help for San Diego employers. CBIS, Santee.

Ease to Employee Navigator
Life

Why Did My Work Life Insurance Rate Go Up?

Your work life insurance deduction went up but your coverage didn’t change? Here’s how 5-year age bands work, what happens when you leave a job, and how level term compares.

Why work life rates rise
Business

Pay-As-You-Go Workers’ Comp: What San Diego Business Owners Should Know

Pay-as-you-go workers’ comp bills your premium on real payroll each pay period instead of an estimate. Here is how it works and who it tends to fit.

Pay-as-you-go comp explained
Life

Term vs. Whole Life Insurance Explained

“Should I get term or whole life?” is one of the questions we hear most from families. Here’s a straightforward comparison to help you think it through.

Compare term and whole life
Life

Life Insurance with Living Benefits: How It Works

Many policies can include “living benefits,” which may let you use part of your coverage while you’re still alive if you face a serious illness. Here’s how they generally work.

How living benefits work
Life

What Is Life Insurance and What Does It Cover?

If you’re thinking about how to protect your family’s financial future, life insurance is an important tool. Here’s what it is and what it covers.

Life insurance basics

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