Blog
Insurance questions, answered by the CBIS team.
Why Did My Work Life Insurance Rate Go Up?
Your work life insurance deduction went up but your coverage didn’t change? Here’s how 5-year age bands work, what happens when you leave a job, and how level term compares.
Read moreBusinessPay-As-You-Go Workers' Comp: What San Diego Business Owners Should Know
Pay-as-you-go workers' comp bills your premium on real payroll each pay period instead of an estimate. Here is how it works and who it tends to fit.
Read moreLifeTerm vs. Whole Life Insurance Explained
“Should I get term or whole life?” is one of the questions CBIS hears most from families. Here’s a straightforward comparison to help you think it through.
Read moreLifeLife Insurance with Living Benefits: How It Works
Many policies can include “living benefits,” which may let you use part of your coverage while you’re still alive if you face a serious illness. Here’s how they generally work.
Read moreLifeWhat Is Life Insurance and What Does It Cover?
If you’re thinking about how to protect your family’s financial future, life insurance is an important tool. Here’s what it is and what it covers.
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