Why offer group life?
It’s a benefit employees value and an easy one to add. It can help you hire and keep good people, and it gives their families support if the worst happens.
Employer-paid basic coverage
You pay for a set amount for each employee, often a flat amount or a multiple of salary.
Voluntary buy-up
Employees can buy more coverage for themselves or their families, paid through payroll deduction at no cost to you.
Employer-paid basic
- Who pays
- Employer
- How much coverage
- A set amount, often flat or a multiple of salary
- Can employees take it with them?
- Often, depending on the plan
Voluntary buy-up
- Who pays
- Employees, through payroll deduction
- How much coverage
- Extra coverage employees choose for themselves or family
- Can employees take it with them?
- Often, depending on the plan
Talk to CBIS about a group plan
Prefer to talk? Call (M–F 8–5) or Text (858) 283-7575
Rather pick a time? Book a call or video meeting.
Taking it with them
Many plans let employees convert or keep their coverage if they leave, depending on the plan.
How CBIS helps
CBIS has helped local employers with employee benefits since 1982. CBIS compares plans from carriers rated A or better by AM Best and helps with setup and enrollment.